This feature is planned and will be implemented in one of our next updates. Meanwhile you can control up to two budgets by getting both the free version (orange icon) and paid PRO version (blue icon) – one budget for each version.
We recommend you to change the currency by going to your iPhone or iPad’s settings, then “General” -> “International” -> “Region Format”.
Alternatively, for users who live overseas but don’t want to change the currency via the iPhone’s/iPad’s region settings, you can switch your currency by going to “Settings” > “Currency” and selecting the currency from the list.
If your currency is not in the list, please, kindly email us at email@example.com.
When you turn this “Continuous” setting on, then your balance will be carried on when a new month starts.
Regular income is your fixed earnings, like salary and allowance, that you receive on a regular basis. Irregular income is your occasional earnings, like eBay sales or bonus payments.
Recurring expenses are your fixed costs, like rent, insurance, gym fee – all those, for which you pay the same amount every month.
The app calculates many values based on a cycle – a certain time duration.
We recommend monthly cycle, because it is just like a calendar. This does really everything.
The cycle system evolved so it can be matched to a pay cycle. Also if you want, you can set the balance to be set to zero periodically, you can set that with cycle setting too. Some users reset their balance every week or even every day!
You can match the budget schedule around your “Pay cycle”. Some people get paid once a month, some every two weeks. You can set the cycle to align with your “pay cycle” so the income is spread over between your income schedule.
Projected savings = Average amount left over x number of days in the cycle
Big Spending will help you to save up for big expenses, like holidays: you can set the amount and due date and the amount will be deducted every day until the full amount is accumulated.
For example, if you want to go on a holiday which costs $1500 in 5 months, then you can enter this into Big Spending. The app will deduct $10 everyday (calculated as $1500/5months/30days) until the full amount is saved up.
The app helps and urges you to plan and save up, before spending. Please use the feature Big Spending. Enter the amount you wish to save up, and due date, and the app puts away enough money from your daily budget so you can save up the full amount before making a purchase.